Insurance Company Sued Raising Insurance Rates

The Los Angeles Times and the Associated Press  report  health insurance rate increases by Anthem Blue Cross resulted in lawsuits by policy holders.

The suit, which could gain class-action status, alleges that Anthem has violated "state law by closing certain policies to new members while illegally offering remaining customers alternative plans with fewer benefits at higher rates."

Meanwhile, the Kansas Health Institute has a package of stories about a malpractice case being considered by the Kansas Supreme Court in which the justices could determine if the state's caps on medical malpractice awards are constitutional.  The case involves a woman whose doctor removed the wrong ovary resulting in an award that was reduced based on the State's cap on medical malpractice lawsuits.

There is no argument that medical care costs have to be curtailed and are out of control.  Insurance companies are gouging  consumers by increasing rates to unattainable levels leaving people and businesses without insurance.

At the same time that medical negligence caps are unfairly limiting consumers rights to recover for genuine mistakes their doctors make.

And the legislature continues to mull over health care reform while the democractic majority leader, Harry Reid, suffer's personal set back relating to his wife and daughter's injury when a semi tractor rearended the car they were in. 

 

Whiplash

Whiplash, or WAD (whiplash-associated disorders) refers to a series of neck injuries caused by or related to a sudden distortion of the neck - hyperextension (over-extension) injury to the neck. In many cases whiplash is the result of being struck from behind, for example, by a fast moving vehicle in an automobile accident.
 

Most people associate whiplash with one vehicle being hit in the rear by another vehicle - the driver in front sustains the whiplash. However, the impact can come from any direction and the head may move backwards or sideways, not only forwards initially. Whiplash injury may also be sustained in various ways, such as from falling off a bicycle or a horse.

 What are the symptoms of a whiplash injury?

A symptom is something the patient feels and reports, while a sign is something other people, such as the doctor detect. For example, pain may be a symptom while a rash may be a sign.

A whiplash injury typically takes from 12 to 24 hours after the accident or blow to develop. At the time of the incident any swelling or bruising to the neck muscles will not be apparent straight away. In most cases the discomfort, pain and stiffness is much worse on the following day, and may continue to worsen as each day goes by. A person with a whiplash injury may experience:

  • A loss (or reduction) of movement in the neck
  • Headaches
  • Neck pain
  • Neck stiffness
  • The back of the neck feels tender
     
  • The following signs and symptoms are also possible: 
     
  • Lower back pain
  • Pain in the arms and hands
  • Numbness or pins and needles in the arms and hands
  • Muscle spasms
  • Dizziness
  • Fatigue
  • Swallowing difficulties
  • Vision problems (vision may be blurred)
  • A feeling that you are moving or spinning (vertigo)
  • Ringing in the ears (tinnitus)
  • Sleep disturbances
     
  • The following less common signs and symptoms are also possible: 
     
  • Irritability
  • Memory loss
  • Poor concentration

Headaches, dizziness, problems swallowing and vision problems should not last long. If they do, tell your doctor.  These could be signs, symtoms and consequences of other injury.

Be aware that certain symptoms of whiplash are also symptoms of Brain injury. A severe whiplash injury, think of shaken baby syndrome, can result in damage to the brain.  Shaken baby syndrome  is a form of child abuse. It refers to brain injury that happens to the child. It occurs when someone shakes a baby or slams or throws a baby against an object. A child could be shaken by the arms, legs, chest, or shoulders.

A coup-contrecoup injury, for example, is common in the hyperflexion/hyperextension process.